Risk cover under PMJJBY is applicable only after the first 45 days of enrolment. In other words, insurers do not have to settle claims during the first 45 days from the date of enrolment. However, deaths due to accidents will be exempt from the lien clause and will still be paid.
You can file application to either PMO or LIC of india.
Please apply on onlinerti.com Please refer link for filing rti on onlinerti.com on this page.
